"Until now, no other NFL player’s hair has been so ridiculously full and thick to warrant this first ever type of insurance policy," the company said in a statement.
Here's how the deal works. If Polamalu loses 66% or more of his hair during the next seven months, H&S will collect the $1 million.
A trichologist, who studies the hair and the scalp, has examined Polamalu's hair prior to the insurance policy and assured Lloyd's that it is currently 100% healthy.